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AI-Driven Fraud Detection Platform

Working to stop $40B in fraud losses

Real-time AI risk scoring that adapts to sophisticated threats while maintaining seamless customer experiences. Reduce fraud by 60% without creating friction that erodes trust.

The Fraud Crisis Is Accelerating
79%
Firms Reporting Fraud (2024)
$40B
Projected Losses by 2027
60%
Reduction w/ AI Detection
99.9%
Fraud Detection Rate
<50ms
Real-Time Scoring
0.08%
False Positives
GDPR
Privacy Compliant

01 - AI Risk Scoring Architecture

Dynamic machine learning models analyze behavioral patterns, transaction context, device fingerprinting, and network effects in real-time while maintaining strict privacy compliance.

  • XGBoost ensemble with 1000 estimators for adaptive threat detection
  • Behavioral biometrics analyze typing patterns & mouse dynamics
  • Device fingerprinting tracks 150+ attributes without cookies
  • Network graph analysis detects fraud rings across institutions
  • GDPR & CCPA compliant with PCA-anonymized features
  • Continuous model retraining on emerging fraud patterns

02 - Adaptive Friction Framework

Tiered authentication applies appropriate security based on risk levels. Low-risk transactions pass instantly. Medium-risk triggers step-up auth. High-risk requires enhanced verification—all without frustrating legitimate customers.

03 - Intelligence Sharing Ecosystem

Cross-industry fraud intelligence sharing with privacy-preserving cryptography. Federated learning enables collective defense against sophisticated fraud rings while maintaining competitive boundaries and regulatory compliance.

04 - Trust & Transparency Layer

Clear security communication turns friction into trust. Real-time explanations of security decisions, rapid dispute resolution pathways, and customer education that builds confidence in your security measures.

05 - Continuous Learning Loop

AI models continuously adapt through analyst feedback, false positive analysis, and successful fraud pattern incorporation. Stay ahead of evolving attack vectors with automated model retraining every 6 hours.

Live Risk Scoring

Test real-time fraud detection with behavioral analysis

Complete Fraud Detection Framework

End-to-end system addressing security, privacy, customer experience, and continuous adaptation

01

Technical Architecture

End-to-end fraud detection system with AI model specifications, real-time data pipelines, and seamless integration points across your entire transaction ecosystem.

  • Real-time event streaming with Apache Kafka
  • Sub-50ms prediction latency with model serving
  • Horizontal scaling to 100K+ transactions/second
  • Multi-region deployment for global coverage
  • API-first design for easy integration
02

Privacy Framework

Comprehensive data governance with encryption, anonymization, and full regulatory compliance across GDPR, CCPA, and emerging privacy regulations worldwide.

  • End-to-end encryption (AES-256) for all data
  • PCA anonymization preserves privacy
  • Right-to-explanation for all decisions
  • Data minimization & retention policies
  • Regular third-party privacy audits
03

Risk-Tiered Journeys

Detailed user flow diagrams showing customer experiences across different risk scenarios with appropriate authentication requirements at each level.

  • Low risk: Frictionless approval (0.08% false positives)
  • Medium risk: SMS/Email verification step-up
  • High risk: Biometric + document verification
  • Customer communication templates included
  • A/B tested flows for optimal conversion
04

Collaboration Blueprint

Strategy for cross-industry fraud intelligence sharing with clear governance, legal frameworks, and participation incentives that benefit all parties.

  • Federated learning preserves data privacy
  • Consortium governance with voting rights
  • Legal framework for intelligence sharing
  • Economic incentives for participation
  • Network effects strengthen all members
05

Customer Education Plan

Communication strategies that build security awareness and trust while reducing support burden through proactive education and transparency.

  • In-app security tips & best practices
  • Clear explanations for security decisions
  • Self-service dispute resolution portal
  • Educational content library
  • 90% reduction in security-related support tickets
06

Continuous Learning Loop

Feedback mechanisms where AI models continuously adapt to emerging threats, incorporating analyst insights and successful fraud patterns automatically.

  • Automated model retraining every 6 hours
  • Analyst feedback loop for model improvement
  • False positive analysis & pattern learning
  • A/B testing of model variants
  • Threat intelligence integration from 50+ sources

Production-Grade AI Architecture

XGBoost ensemble with behavioral biometrics & network graph analysis

Real-Time Risk Scoring

XGBoost with 1000 trees processes 150+ features in under 50ms. Behavioral patterns, device fingerprints, transaction context, velocity checks, and network graph analysis for comprehensive risk assessment.

🔐

Privacy-First Design

PCA-transformed features maintain GDPR compliance. Differential privacy in model training. Homomorphic encryption for cross-institution intelligence sharing. Zero raw PII storage.

🎯

Adaptive Thresholds

Dynamic risk thresholds adjust based on user history, device trust, location patterns, and time-of-day risk profiles. Seamless for legitimate users, strict for anomalies.

API Integration: Real-Time Risk Scoring
# POST /score - Returns comprehensive risk assessment
curl -X POST https://api.kyren.ai/score \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "transaction_id": "txn_12345",
    "amount": 149.62,
    "user_id": "user_abc",
    "device_fingerprint": "fp_xyz",
    "behavioral_data": {
      "typing_pattern": [...],
      "mouse_dynamics": [...]
    }
  }'

# Response (47ms)
{
  "risk_score": 12.4,
  "risk_level": "low",
  "decision": "approve",
  "friction_required": "none",
  "risk_factors": {
    "device_trust": 0.95,
    "behavioral_match": 0.92,
    "velocity_check": "pass",
    "network_reputation": 0.88
  },
  "explanation": "Known device, normal behavior"
}

Calculate Your ROI

Annual Impact Analysis

Fraud Losses Prevented
$0
Kyren Annual Cost
$0
Net Savings (60% Reduction)
$0
ROI: 0x
Payback period: 0 days

See the Complete System in Action

Interactive technical demo with real-time risk scoring, behavioral analysis, and adaptive authentication flows

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